XRP → USDC ERC20

Exchange Ripple (XRP) to USD Coin (USDC ERC20)

Transparent swaps with no frozen funds. No “AML flags” and no months-long checks. Instant payout after network confirmation.

  • No KYCNo sign-up or verification
  • Fair rateTransparent rates, updated in real time
  • 988 coinsacross 83 networks
Direct to Wallet Exchange

You send

You receive

0.00
Rate type
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How to exchange

How to exchange Ripple to USD Coin

Ripple (XRP) is exchanged for USD Coin (USDC ERC20) straight to a wallet address: no account, no withdrawal queue. The two sides use different networks: XRP Ledger on the way out, Ethereum on the way in. That is the one thing worth double-checking — the USDC address must belong to Ethereum. On this direction the swap goes wallet to wallet, with no custody of funds. No email, no phone, no documents: receiving USDC takes nothing but a wallet address. One side here is a stablecoin: its price stays near the dollar, so almost all of the pair's movement comes from the other coin.

  1. 1

    Make sure the receiving address for USDC belongs to the Ethereum network.

  2. 2

    Send XRP to the issued address only through the XRP Ledger network.

  3. 3

    Check the route limits and final payout before confirming.

  4. 4

    Keep the exchange code to check the status or contact support.

Why us

Why choose VertEXchange

More about the service

  • No sign-up

    Choose your pair, amount and receiving address. You do not need an account, email or phone number to exchange.

  • Choose a swap without documents

    Our pool and non-custodial routes do not request documents. The exchange type and provider terms are shown in the form before you send funds.

  • A rate that works for you

    We compare available offers for your pair and amount, then recommend a competitive option. The choice stays yours. We never push our own liquidity at the expense of your rate.

  • More pairs in one form

    Bitcoin, Ethereum, Monero, stablecoins and more. Providers complement our own liquidity: choose an available pair and network in the form.

Questions

FAQ

Didn't find an answer? Open support and give your exchange code — we'll find the operation and help you sort it out.

Support

No. Registration, verification and documents are not required — all you need is a USDC wallet address.

Use the USDC address your wallet provides specifically for Ethereum. A wrong network or address may result in lost funds.

Timing depends on the selected route, provider, and the load of the XRP Ledger and Ethereum networks.

At market prices as of October 17, 2026, 1 XRP ≈ 1.308 USDC. Over the past week, the rate ranged from 1.287 to 1.424 USDC. The form calculates the exact payout for your amount before you send anything.

USD Coin on Ethereum is a ERC20 token with the contract 0xa0b86991c6218b36c1d19d4a2e9eb0ce3606eb48. If your wallet does not show USDC after the exchange, add the token manually using this contract. A token with the same ticker but a different contract is a different coin.

Market

Rate and market

XRP/USDC rate

1 XRP ≈ 1.308 USDC — that is where the pair stands on the latest data. The other way round — 1 USDC ≈ 0.7645 XRP. In the last 24 hours one XRP came to be worth 2.20% less USDC. Against last week's level, one XRP is worth 6.50% less USDC. For scale: 1,000 XRP ≈ 1,308 USDC. These figures come from the market prices of XRP and USDC as of October 17, 2026 rather than from any single swap offer, so treat them as a guide.

XRP and USDC on the market

XRP trades at $1.31 and USDC at $1.00. Over the day XRP moved −2.18% and USDC +0.02%. Over the week XRP moved −6.46% and USDC +0.05%. The 24-hour range runs from $1.29 to $1.35 for XRP and from $1 to $1.00 for USDC. XRP traded $1.46B over the day, USDC $17.16B. The market values XRP at $82.6B and USDC at $72.64B. By market cap that is #5 for XRP and #6 for USDC. Both coins are still under their records: XRP is 64.15% below $3.65, USDC 4.09% below $1.04.

Market rate1 XRP ≈ 1.308 USDCAs of October 17, 2026
Reverse rate: 1 USDC ≈ 0.7645 XRPExchange USDC to XRP
How much you'll get
10 XRP≈ 13.0801 USDC
100 XRP≈ 130.801 USDC
1,000 XRP≈ 1,308.01 USDC
10,000 XRP≈ 13,080.1 USDC
7-day rate

Over the past week, 1 XRP traded between 1.287 and 1.424 USDC. It is now 1.308 USDC, near the bottom of the weekly range.

low 1.287high 1.424
Daily close, UTC, per 1 XRP
  • 1.409
  • 1.341
  • 1.365
  • 1.330
  • 1.334
  • 1.310
  • now1.308
You send
Ripple
XRP
$1.31-2.18%
Network
XRP Ledger
Standard
native
You receive
USD Coin
USDC ERC20
$1.00+0.02%
Network
Ethereum
Standard
ERC20
About the service

What is VertEXchange

We built an exchange that never asks you to prove you are you. No account, no email, no documents. Just the wallet address the money goes to.

More about the service
  1. 01

    Privacy is not earned

    Swapping one coin for another should not cost you a passport and a selfie. The safety of an exchange rests on cryptography and on funds never sitting still — not on a copy of your ID in somebody else's database.

  2. 02

    Nothing to leak

    There is no account at all: no login, no password, no history tied to a person. The safest data is the data that was never collected.

  3. 03

    Your keys, your money

    By default coins travel wallet to wallet, never touching our balance. We cannot spend them, lose them or freeze them.

Where trust, privacy, and technology meet

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XRP → USDC ERC20

Exchange Ripple to USD Coin

The rate for your amount is calculated right now. No account, no KYC — just a USD Coin wallet address.