USDC SPL → XLMExchange USD Coin (USDC SPL) to Stellar (XLM)
Transparent swaps with no frozen funds. No “AML flags” and no months-long checks. Instant payout after network confirmation.
- No KYCNo sign-up or verification
- Fair rateTransparent rates, updated in real time
- 988 coinsacross 83 networks
You send
You receive
How to exchange USD Coin to Stellar
The USDC → XLM direction is used to lock in value, or to step back out of it into the market. USDC and XLM live on different networks: the payment goes out over Solana and arrives over Stellar. The receiving address has to belong to Stellar — funds sent to an address from another network will not arrive. For USDC → XLM there is an option where the swap goes wallet to wallet, with no custody of funds. Registration and verification are not part of it — the address the XLM lands on is enough. The stablecoin in this pair is pegged to the dollar, which makes the direction's rate track the dollar price of the other side.
- 1
Make sure the receiving address for Stellar belongs to the Stellar network.
- 2
Send USDC to the issued address only through the Solana network.
- 3
Check the route limits and final payout before confirming.
- 4
Keep the exchange code to check the status or contact support.
Why choose VertEXchange
No sign-up
Choose your pair, amount and receiving address. You do not need an account, email or phone number to exchange.
Choose a swap without documents
Our pool and non-custodial routes do not request documents. The exchange type and provider terms are shown in the form before you send funds.
A rate that works for you
We compare available offers for your pair and amount, then recommend a competitive option. The choice stays yours. We never push our own liquidity at the expense of your rate.
More pairs in one form
Bitcoin, Ethereum, Monero, stablecoins and more. Providers complement our own liquidity: choose an available pair and network in the form.
FAQ
Didn't find an answer? Open support and give your exchange code — we'll find the operation and help you sort it out.
SupportNo. Registration, verification and documents are not required — all you need is a XLM wallet address.
Use the XLM address your wallet provides specifically for Stellar. A wrong network or address may result in lost funds.
Timing depends on the selected route, provider, and the load of the Solana and Stellar networks.
At market prices as of October 17, 2026, 1 USDC ≈ 5.590 XLM. Over the past week, the rate ranged from 4.868 to 5.682 XLM. The form calculates the exact payout for your amount before you send anything.
Not always. A memo is needed only if the receiving wallet asks for one, usually an exchange wallet: exchanges accept transfers to a shared address and identify the recipient by the memo. In that case, enter it in the “Recipient memo / tag” field, otherwise the exchange will not credit the transfer. A personal wallet does not need a memo, so you can leave the field empty.
Rate and market
USDC/XLM rate
1 USDC ≈ 5.59 XLM — that is where the pair stands on the latest data. The reverse rate: 1 XLM ≈ 0.1789 USDC. Over the past day one USDC buys 0.66% more XLM. Over the week one USDC buys 10.26% more XLM. At this rate 1,000 USDC is roughly 5,590 XLM. The rate here is a reference: it is computed from the market prices of both coins as of October 17, 2026 and can differ from the offer at the moment of the swap itself.
USDC and Stellar on the market
In dollars: USDC sits at $1.00, XLM at $0.1789. Daily change: USDC −0.01%, XLM −0.67%. Weekly change: USDC +0.04%, XLM −9.27%. Across the day USDC moved from $1.00 to $1.00 and XLM from $0.1757 to $0.1817. Daily trading volume: $8.66B on USDC and $92.32M on XLM. Market cap stands at $72.53B for USDC and $6.3B for XLM. In the overall ranking USDC sits at #6 and Stellar at #20. The high for USDC is $1.04, now 4.11% away; for XLM it is $0.8756, 79.56% away.
Over the past week, 1 USDC traded between 4.868 and 5.682 XLM. It is now 5.590 XLM, near the top of the weekly range.
- 4.931
- 5.255
- 5.256
- 5.486
- 5.467
- 5.517
- now5.590
What is VertEXchange
We built an exchange that never asks you to prove you are you. No account, no email, no documents. Just the wallet address the money goes to.
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Exchange USD Coin to Stellar
The rate for your amount is calculated right now. No account, no KYC — just a Stellar wallet address.
