Exchange USD Coin (USDC ERC20) to Stellar (XLM)
Transparent swaps with no frozen funds. No “AML flags” and no months-long checks. Instant payout after network confirmation.
- No KYCNo sign-up or verification
- Fair rateTransparent rates, updated in real time
- 988 coinsacross 83 networks
You send
You receive
How to exchange USD Coin to Stellar
USD Coin (USDC ERC20) is exchanged for Stellar (XLM) straight to a wallet address: no account, no withdrawal queue. The two sides use different networks: Ethereum on the way out, Stellar on the way in. That is the one thing worth double-checking — the XLM address must belong to Stellar. On this direction the swap goes wallet to wallet, with no custody of funds. No email, no phone, no documents: receiving XLM takes nothing but a wallet address. One side here is a stablecoin: its price stays near the dollar, so almost all of the pair's movement comes from the other coin.
- 1
Make sure the receiving address for Stellar belongs to the Stellar network.
- 2
Send USDC to the issued address only through the Ethereum network.
- 3
Check the route limits and final payout before confirming.
- 4
Keep the exchange code to check the status or contact support.
Why choose VertEXchange
No sign-up
Choose your pair, amount and receiving address. You do not need an account, email or phone number to exchange.
Choose a swap without documents
Our pool and non-custodial routes do not request documents. The exchange type and provider terms are shown in the form before you send funds.
A rate that works for you
We compare available offers for your pair and amount, then recommend a competitive option. The choice stays yours. We never push our own liquidity at the expense of your rate.
More pairs in one form
Bitcoin, Ethereum, Monero, stablecoins and more. Providers complement our own liquidity: choose an available pair and network in the form.
FAQ
Didn't find an answer? Open support and give your exchange code — we'll find the operation and help you sort it out.
SupportNo. Registration, verification and documents are not required — all you need is a XLM wallet address.
Use the XLM address your wallet provides specifically for Stellar. A wrong network or address may result in lost funds.
Timing depends on the selected route, provider, and the load of the Ethereum and Stellar networks.
At market prices as of October 15, 2026, 1 USDC ≈ 5.423 XLM. Over the past week, the rate ranged from 4.868 to 5.643 XLM. The form calculates the exact payout for your amount before you send anything.
Not always. A memo is needed only if the receiving wallet asks for one, usually an exchange wallet: exchanges accept transfers to a shared address and identify the recipient by the memo. In that case, enter it in the “Recipient memo / tag” field, otherwise the exchange will not credit the transfer. A personal wallet does not need a memo, so you can leave the field empty.
Rate and market
USDC/XLM rate
The rate for this direction is 1 USDC ≈ 5.423 XLM. The other way round — 1 XLM ≈ 0.1844 USDC. In the last 24 hours one USDC came to be worth 0.37% less XLM. Against last week's level, one USDC is worth 2.81% more XLM. For scale: 1,000 USDC ≈ 5,423 XLM. These figures come from the market prices of USDC and XLM as of October 15, 2026 rather than from any single swap offer, so treat them as a guide.
USDC and Stellar on the market
USDC trades at $1.00 and Stellar at $0.1844. Over the day USDC moved +0.01% and XLM +0.38%. Over the week USDC moved +0.04% and XLM −2.69%. The 24-hour range runs from $0.9999 to $1.00 for USDC and from $0.1759 to $0.186 for XLM. USDC traded $23.04B over the day, XLM $190.72M. The market values USDC at $72.64B and XLM at $6.48B. By market cap that is #6 for USDC and #20 for XLM. Both coins are still under their records: USDC is 4.11% below $1.04, XLM 78.94% below $0.8756.
Over the past week, 1 USDC traded between 4.868 and 5.643 XLM. It is now 5.423 XLM, in the middle of the weekly range.
- 5.138
- 5.088
- 4.931
- 5.255
- 5.256
- 5.486
- now5.423
What is VertEXchange
We built an exchange that never asks you to prove you are you. No account, no email, no documents. Just the wallet address the money goes to.
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