USDT ERC20 → XLM

Exchange Tether (USDT ERC20) to Stellar (XLM)

Transparent swaps with no frozen funds. No “AML flags” and no months-long checks. Instant payout after network confirmation.

  • No KYCNo sign-up or verification
  • Fair rateTransparent rates, updated in real time
  • 986 coinsacross 83 networks
Direct to Wallet Exchange

You send

You receive

0.00
Rate type
RateLoading rate...

How to exchange

How to exchange Tether to Stellar

The USDT → XLM direction is used to lock in value, or to step back out of it into the market. USDT leaves on Ethereum and XLM arrives on Stellar. The networks differ, so the receiving address has to come from Stellar. On this direction the swap goes wallet to wallet, with no custody of funds. No email, no phone, no documents: receiving XLM takes nothing but a wallet address. One side here is a stablecoin: its price stays near the dollar, so almost all of the pair's movement comes from the other coin.

  1. 1

    Make sure the receiving address for Stellar belongs to the Stellar network.

  2. 2

    Send USDT to the issued address only through the Ethereum network.

  3. 3

    Check the route limits and final payout before confirming.

  4. 4

    Keep the exchange code to check the status or contact support.

Why us

Why choose VertEXchange

More about the service

  • No sign-up

    Choose your pair, amount and receiving address. You do not need an account, email or phone number to exchange.

  • Choose a swap without documents

    Our pool and non-custodial routes do not request documents. The exchange type and provider terms are shown in the form before you send funds.

  • A rate that works for you

    We compare available offers for your pair and amount, then recommend a competitive option. The choice stays yours. We never push our own liquidity at the expense of your rate.

  • More pairs in one form

    Bitcoin, Ethereum, Monero, stablecoins and more. Providers complement our own liquidity: choose an available pair and network in the form.

Questions

FAQ

Didn't find an answer? Open support and give your exchange code — we'll find the operation and help you sort it out.

Support

No. Registration, verification and documents are not required — all you need is a XLM wallet address.

Use the XLM address your wallet provides specifically for Stellar. A wrong network or address may result in lost funds.

Timing depends on the selected route, provider, and the load of the Ethereum and Stellar networks.

At market prices as of October 15, 2026, 1 USDT ≈ 5.456 XLM. Over the past week, the rate ranged from 4.863 to 5.636 XLM. The form calculates the exact payout for your amount before you send anything.

Not always. A memo is needed only if the receiving wallet asks for one, usually an exchange wallet: exchanges accept transfers to a shared address and identify the recipient by the memo. In that case, enter it in the “Recipient memo / tag” field, otherwise the exchange will not credit the transfer. A personal wallet does not need a memo, so you can leave the field empty.

Market

Rate and market

USDT/XLM rate

1 USDT ≈ 5.456 XLM — that is where the pair stands on the latest data. The other way round — 1 XLM ≈ 0.1833 USDT. Against last week's level, one USDT is worth 3.57% more XLM. For scale: 1,000 USDT ≈ 5,456 XLM. These figures come from the market prices of USDT and XLM as of October 15, 2026 rather than from any single swap offer, so treat them as a guide.

Tether and Stellar on the market

Tether trades at $0.9992 and Stellar at $0.1832. Over the day USDT moved −0.01% and XLM −0.11%. Over the week USDT moved −0.02% and XLM −3.48%. The 24-hour range runs from $0.9989 to $0.9994 for USDT and from $0.176 to $0.1861 for XLM. USDT traded $74.92B over the day, XLM $191.89M. The market values USDT at $183.9B and XLM at $6.46B. By market cap that is #3 for USDT and #20 for XLM. Both coins are still under their records: USDT is 24.48% below $1.32, XLM 79.08% below $0.8756.

Market rate1 USDT ≈ 5.456 XLMAs of October 15, 2026
Reverse rate: 1 XLM ≈ 0.1833 USDTExchange XLM to USDT
How much you'll get
100 USDT≈ 545.554 XLM
1,000 USDT≈ 5,455.54 XLM
10,000 USDT≈ 54,555.4 XLM
100,000 USDT≈ 545,554 XLM
7-day rate

Over the past week, 1 USDT traded between 4.863 and 5.636 XLM. It is now 5.456 XLM, near the top of the weekly range.

low 4.863high 5.636
Daily close, UTC, per 1 USDT
  • 5.134
  • 5.084
  • 4.925
  • 5.249
  • 5.253
  • 5.479
  • now5.456
You send
Tether
USDT ERC20
$0.9992-0.01%
Network
Ethereum
Standard
ERC20
You receive
Stellar
XLM
$0.1832-0.11%
Network
Stellar
Standard
native
About the service

What is VertEXchange

We built an exchange that never asks you to prove you are you. No account, no email, no documents. Just the wallet address the money goes to.

More about the service
  1. 01

    Privacy is not earned

    Swapping one coin for another should not cost you a passport and a selfie. The safety of an exchange rests on cryptography and on funds never sitting still — not on a copy of your ID in somebody else's database.

  2. 02

    Nothing to leak

    There is no account at all: no login, no password, no history tied to a person. The safest data is the data that was never collected.

  3. 03

    Your keys, your money

    By default coins travel wallet to wallet, never touching our balance. We cannot spend them, lose them or freeze them.

Where trust, privacy, and technology meet

  • ChangeNOW
  • SideShift
  • THORChain
  • X4
  • NEAR Intents
  • Binance
  • CoinGecko
  • CoinMarketCap
  • OKX
  • Trustpilot

Recent swapsUpdates in real time

Live
USDT ERC20 → XLM

Exchange Tether to Stellar

The rate for your amount is calculated right now. No account, no KYC — just a Stellar wallet address.