XLM → USDC BEP20

Exchange Stellar (XLM) to USD Coin (USDC BEP20)

Transparent swaps with no frozen funds. No “AML flags” and no months-long checks. Instant payout after network confirmation.

No KYCNo sign-up or verification
Fair rateTransparent rates, updated in real time
986 coinsacross 83 networks

Direct to Wallet Exchange

You send

You receive

0.00

Rate type

RateLoading rate...

USDC receiving address on BNB Smart Chain

How to exchange

How to exchange Stellar to USD Coin

Exchanging Stellar for USDC is the ordinary way to shift value between a volatile asset and a stablecoin without opening an exchange account. XLM and USDC live on different networks: the payment goes out over Stellar and arrives over BNB Smart Chain. The receiving address has to belong to BNB Smart Chain — funds sent to an address from another network will not arrive. Registration and verification are not part of it — the address the USDC lands on is enough. The stablecoin in this pair is pegged to the dollar, which makes the direction's rate track the dollar price of the other side.

1
Make sure the receiving address for USDC belongs to the BNB Smart Chain network.
2
Send XLM to the issued address only through the Stellar network.
3
Check the route limits and final payout before confirming.
4
Keep the exchange code to check the status or contact support.

Why us

Why choose VertEXchange

More about the service

No sign-up
Choose your pair, amount and receiving address. You do not need an account, email or phone number to exchange.
Choose a swap without documents
Our pool and non-custodial routes do not request documents. The exchange type and provider terms are shown in the form before you send funds.
A rate that works for you
We compare available offers for your pair and amount, then recommend a competitive option. The choice stays yours. We never push our own liquidity at the expense of your rate.
More pairs in one form
Bitcoin, Ethereum, Monero, stablecoins and more. Providers complement our own liquidity: choose an available pair and network in the form.

Questions

FAQ

Didn't find an answer? Open support and give your exchange code — we'll find the operation and help you sort it out.

Support

No. Registration, verification and documents are not required — all you need is a USDC wallet address.

Use the USDC address your wallet provides specifically for BNB Smart Chain. A wrong network or address may result in lost funds.

Timing depends on the selected route, provider, and the load of the Stellar and BNB Smart Chain networks.

At market prices as of October 18, 2026, 1 XLM ≈ 0.1769 USDC. Over the past week, the rate ranged from 0.1758 to 0.2054 USDC. The form calculates the exact payout for your amount before you send anything.

Market

Rate and market

XLM/USDC rate

The rate for this direction is 1 XLM ≈ 0.1769 USDC. The reverse rate: 1 USDC ≈ 5.653 XLM. Over the past day one XLM buys 1.81% less USDC. Over the week one XLM buys 9.57% less USDC. At this rate 1,000 XLM is roughly 176.9 USDC. The rate here is a reference: it is computed from the market prices of both coins as of October 18, 2026 and can differ from the offer at the moment of the swap itself.

Stellar and USDC on the market

In dollars: XLM sits at $0.1769, USDC at $1.00. Daily change: XLM −1.83%, USDC −0.02%. Weekly change: XLM −9.55%, USDC +0.03%. Across the day XLM moved from $0.174 to $0.1809 and USDC from $1.00 to $1.00. Daily trading volume: $100.57M on XLM and $8.82B on USDC. Market cap stands at $6.23B for XLM and $72.53B for USDC. In the overall ranking Stellar sits at #21 and USDC at #6. The high for XLM is $0.8756, now 79.79% away; for USDC it is $1.04, 4.10% away.

Market rate1 XLM ≈ 0.1769 USDCAs of October 18, 2026

Reverse rate: 1 USDC ≈ 5.653 XLMExchange USDC to XLM

How much you'll get

100 XLM≈ 17.6902 USDC

1,000 XLM≈ 176.902 USDC

10,000 XLM≈ 1,769.02 USDC

100,000 XLM≈ 17,690.2 USDC

7-day rate

Over the past week, 1 XLM traded between 0.1758 and 0.2054 USDC. It is now 0.1769 USDC, near the bottom of the weekly range.

low 0.1758high 0.2054

Daily close, UTC, per 1 XLM

Oct 120.1903
Oct 130.1903
Oct 140.1823
Oct 150.1829
Oct 160.1813
Oct 170.1769
now0.1769

You send

Stellar

XLM

$0.1769-1.83%

Network: Stellar
Standard: native

You receive

USD Coin

USDC BEP20

$1.00-0.02%

Network: BNB Smart Chain
Standard: BEP20

About the service

What is VertEXchange

We built an exchange that never asks you to prove you are you. No account, no email, no documents. Just the wallet address the money goes to.

More about the service

01
Privacy is not earned
Swapping one coin for another should not cost you a passport and a selfie. The safety of an exchange rests on cryptography and on funds never sitting still — not on a copy of your ID in somebody else's database.
02
Nothing to leak
There is no account at all: no login, no password, no history tied to a person. The safest data is the data that was never collected.
03
Your keys, your money
By default coins travel wallet to wallet, never touching our balance. We cannot spend them, lose them or freeze them.

Where trust, privacy, and technology meet