XLM → USDC ERC20

Exchange Stellar (XLM) to USD Coin (USDC ERC20)

Transparent swaps with no frozen funds. No “AML flags” and no months-long checks. Instant payout after network confirmation.

  • No KYCNo sign-up or verification
  • Fair rateTransparent rates, updated in real time
  • 990 coinsacross 83 networks
Direct to Wallet Exchange

You send

You receive

0.00
Rate type
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How to exchange

How to exchange Stellar to USD Coin

The XLM → USDC direction is used to lock in value, or to step back out of it into the market. XLM leaves on Stellar and USDC arrives on Ethereum. The networks differ, so the receiving address has to come from Ethereum. On this direction the swap goes wallet to wallet, with no custody of funds. No email, no phone, no documents: receiving USDC takes nothing but a wallet address. One side here is a stablecoin: its price stays near the dollar, so almost all of the pair's movement comes from the other coin.

  1. 1

    Make sure the receiving address for USDC belongs to the Ethereum network.

  2. 2

    Send XLM to the issued address only through the Stellar network.

  3. 3

    Check the route limits and final payout before confirming.

  4. 4

    Keep the exchange code to check the status or contact support.

Why us

Why choose VertEXchange

More about the service

  • No sign-up

    Choose your pair, amount and receiving address. You do not need an account, email or phone number to exchange.

  • Choose a swap without documents

    Our pool and non-custodial routes do not request documents. The exchange type and provider terms are shown in the form before you send funds.

  • A rate that works for you

    We compare available offers for your pair and amount, then recommend a competitive option. The choice stays yours. We never push our own liquidity at the expense of your rate.

  • More pairs in one form

    Bitcoin, Ethereum, Monero, stablecoins and more. Providers complement our own liquidity: choose an available pair and network in the form.

Questions

FAQ

Didn't find an answer? Open support and give your exchange code — we'll find the operation and help you sort it out.

Support

No. Registration, verification and documents are not required — all you need is a USDC wallet address.

Use the USDC address your wallet provides specifically for Ethereum. A wrong network or address may result in lost funds.

Timing depends on the selected route, provider, and the load of the Stellar and Ethereum networks.

At market prices as of October 14, 2026, 1 XLM ≈ 0.1876 USDC. Over the past week, the rate ranged from 0.1861 to 0.2054 USDC. The form calculates the exact payout for your amount before you send anything.

USD Coin on Ethereum is a ERC20 token with the contract 0xa0b86991c6218b36c1d19d4a2e9eb0ce3606eb48. If your wallet does not show USDC after the exchange, add the token manually using this contract. A token with the same ticker but a different contract is a different coin.

Market

Rate and market

XLM/USDC rate

1 XLM ≈ 0.1876 USDC — that is where the pair stands on the latest data. The other way round — 1 USDC ≈ 5.33 XLM. In the last 24 hours one XLM came to be worth 1.81% less USDC. Against last week's level, one XLM is worth 7.74% less USDC. For scale: 1,000 XLM ≈ 187.6 USDC. These figures come from the market prices of XLM and USDC as of October 14, 2026 rather than from any single swap offer, so treat them as a guide.

Stellar and USDC on the market

Stellar trades at $0.1877 and USDC at $1.00. Over the day XLM moved −1.83% and USDC −0.02%. Over the week XLM moved −7.67% and USDC +0.07%. The 24-hour range runs from $0.1869 to $0.1933 for XLM and from $0.9999 to $1.00 for USDC. XLM traded $120.18M over the day, USDC $16.88B. The market values XLM at $6.59B and USDC at $72.86B. By market cap that is #20 for XLM and #6 for USDC. Both coins are still under their records: XLM is 78.57% below $0.8756, USDC 4.11% below $1.04.

Market rate1 XLM ≈ 0.1876 USDCAs of October 14, 2026
Reverse rate: 1 USDC ≈ 5.33 XLMExchange USDC to XLM
How much you'll get
100 XLM≈ 18.7627 USDC
1,000 XLM≈ 187.627 USDC
10,000 XLM≈ 1,876.27 USDC
100,000 XLM≈ 18,762.7 USDC
7-day rate

Over the past week, 1 XLM traded between 0.1861 and 0.2054 USDC. It is now 0.1876 USDC, near the bottom of the weekly range.

low 0.1861high 0.2054
Daily close, UTC, per 1 XLM
  • 0.1920
  • 0.1946
  • 0.1965
  • 0.2028
  • 0.1903
  • 0.1903
  • now0.1876
You send
Stellar
XLM
$0.1877-1.83%
Network
Stellar
Standard
native
You receive
USD Coin
USDC ERC20
$1.00-0.02%
Network
Ethereum
Standard
ERC20
About the service

What is VertEXchange

We built an exchange that never asks you to prove you are you. No account, no email, no documents. Just the wallet address the money goes to.

More about the service
  1. 01

    Privacy is not earned

    Swapping one coin for another should not cost you a passport and a selfie. The safety of an exchange rests on cryptography and on funds never sitting still — not on a copy of your ID in somebody else's database.

  2. 02

    Nothing to leak

    There is no account at all: no login, no password, no history tied to a person. The safest data is the data that was never collected.

  3. 03

    Your keys, your money

    By default coins travel wallet to wallet, never touching our balance. We cannot spend them, lose them or freeze them.

Where trust, privacy, and technology meet

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XLM → USDC ERC20

Exchange Stellar to USD Coin

The rate for your amount is calculated right now. No account, no KYC — just a USD Coin wallet address.