XLM → XRP

Exchange Stellar (XLM) to Ripple (XRP)

Transparent swaps with no frozen funds. No “AML flags” and no months-long checks. Instant payout after network confirmation.

  • No KYCNo sign-up or verification
  • Fair rateTransparent rates, updated in real time
  • 985 coinsacross 83 networks
Direct to Wallet Exchange

You send

You receive

0.00
Rate type
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How to exchange

How to exchange Stellar to Ripple

Stellar (XLM) is exchanged for Ripple (XRP) directly: XLM leaves your address and XRP arrives at the one you name. XLM and XRP live on different networks: the payment goes out over Stellar and arrives over XRP Ledger. The receiving address has to belong to XRP Ledger — funds sent to an address from another network will not arrive. No email, no phone, no documents: receiving XRP takes nothing but a wallet address. XRP is not the only option: the catalogue holds 985 coins across 83 networks, and the receiving side can be any of them.

  1. 1

    Make sure the receiving address for XRP belongs to the XRP Ledger network.

  2. 2

    Send XLM to the issued address only through the Stellar network.

  3. 3

    Check the route limits and final payout before confirming.

  4. 4

    Keep the exchange code to check the status or contact support.

Why us

Why choose VertEXchange

More about the service

  • No sign-up

    Choose your pair, amount and receiving address. You do not need an account, email or phone number to exchange.

  • Choose a swap without documents

    Our pool and non-custodial routes do not request documents. The exchange type and provider terms are shown in the form before you send funds.

  • A rate that works for you

    We compare available offers for your pair and amount, then recommend a competitive option. The choice stays yours. We never push our own liquidity at the expense of your rate.

  • More pairs in one form

    Bitcoin, Ethereum, Monero, stablecoins and more. Providers complement our own liquidity: choose an available pair and network in the form.

Questions

FAQ

Didn't find an answer? Open support and give your exchange code — we'll find the operation and help you sort it out.

Support

No. Registration, verification and documents are not required — all you need is a XRP wallet address.

Use the XRP address your wallet provides specifically for XRP Ledger. A wrong network or address may result in lost funds.

Timing depends on the selected route, provider, and the load of the Stellar and XRP Ledger networks.

At market prices as of October 16, 2026, 1 XLM ≈ 0.1372 XRP. Over the past week, the rate ranged from 0.1364 to 0.1446 XRP. The form calculates the exact payout for your amount before you send anything.

Not always. A memo is needed only if the receiving wallet asks for one, usually an exchange wallet: exchanges accept transfers to a shared address and identify the recipient by the memo. In that case, enter it in the “Recipient memo / tag” field, otherwise the exchange will not credit the transfer. A personal wallet does not need a memo, so you can leave the field empty.

Market

Rate and market

XLM/XRP rate

The rate for this direction is 1 XLM ≈ 0.1372 XRP. The other way round — 1 XRP ≈ 7.286 XLM. Against last week's level, one XLM is worth 1.32% less XRP. For scale: 1,000 XLM ≈ 137.2 XRP. These figures come from the market prices of XLM and XRP as of October 16, 2026 rather than from any single swap offer, so treat them as a guide.

Stellar and XRP on the market

Stellar trades at $0.1844 and XRP at $1.34. Over the day XLM moved +2.16% and XRP +2.07%. Over the week XLM moved −5.43% and XRP −4.17%. The 24-hour range runs from $0.177 to $0.1861 for XLM and from $1.28 to $1.35 for XRP. XLM traded $135.1M over the day, XRP $1.61B. The market values XLM at $6.49B and XRP at $84.78B. By market cap that is #21 for XLM and #5 for XRP. Both coins are still under their records: XLM is 78.94% below $0.8756, XRP 63.20% below $3.65.

Market rate1 XLM ≈ 0.1372 XRPAs of October 16, 2026
Reverse rate: 1 XRP ≈ 7.286 XLMExchange XRP to XLM
How much you'll get
100 XLM≈ 13.7246 XRP
1,000 XLM≈ 137.246 XRP
10,000 XLM≈ 1,372.46 XRP
100,000 XLM≈ 13,724.6 XRP
7-day rate

Over the past week, 1 XLM traded between 0.1364 and 0.1446 XRP. It is now 0.1372 XRP, near the bottom of the weekly range.

low 0.1364high 0.1446
Daily close, UTC, per 1 XLM
  • 0.1403
  • 0.1439
  • 0.1419
  • 0.1394
  • 0.1371
  • 0.1372
  • now0.1372
You send
Stellar
XLM
$0.1844+2.16%
Network
Stellar
Standard
native
You receive
Ripple
XRP
$1.34+2.07%
Network
XRP Ledger
Standard
native
About the service

What is VertEXchange

We built an exchange that never asks you to prove you are you. No account, no email, no documents. Just the wallet address the money goes to.

More about the service
  1. 01

    Privacy is not earned

    Swapping one coin for another should not cost you a passport and a selfie. The safety of an exchange rests on cryptography and on funds never sitting still — not on a copy of your ID in somebody else's database.

  2. 02

    Nothing to leak

    There is no account at all: no login, no password, no history tied to a person. The safest data is the data that was never collected.

  3. 03

    Your keys, your money

    By default coins travel wallet to wallet, never touching our balance. We cannot spend them, lose them or freeze them.

Where trust, privacy, and technology meet

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Recent swapsUpdates in real time

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XLM → XRP

Exchange Stellar to Ripple

The rate for your amount is calculated right now. No account, no KYC — just a Ripple wallet address.